Physical KYC
Documents required:
Indian Address proof:
- Aadhaar- first 8 digits must be masked on copy and form.
- Aadhaar submitted as proof are subject to validation if the validation is done, then it will show as “KYC validated”. Only after that, transaction can be processed. If it is not validated, then transaction will be rejected.
- Passport (Mandatory for NRI and Navy)
- Driving licence
- Rent agreement.
- Any government official document
Foreign address proof- Any of the above mentioned except Aadhaar card.
- Navy Card or CDC certificate- Only for Navy officials.
C-KYC
PAN
Indian address proof (Aadhaar- first 8 digits to be masked on copy and form)
- Aadhaar based KYC will be instantly sent for validation and if the validation is completed, then it will show as “KYC validated”. Only after that, transaction can be processed. If it is not validated, then transaction will be rejected.
- Passport (Mandatory for NRI and Navy)
- Driving licence
- Rent agreement.
- Any government official document
- Foreign address proof- Any of the above mentioned except Aadhaar card.
- NAVY Card or CDC certificate- Only for NAVY officials
E-KYC
Aadhaar & PAN Validation
Investor to provide Aadhaar number, mobile number & email ID (at least one should be registered with Aadhaar).
- OTP is sent by CAMS to both mobile & email ID once UIDAI validation is complete.
- On successful OTP verification, Investor to upload PAN copy which is validated with NSDL.
- For Address proof verification, UIDAI will send OTP to investor to either of registered mobile or email in Step1
- On successful authentication of OTP, UIDAI will Provide Aadhaar PDF and investor photo.
Additional Steps
- Investor to fill-in additional details – resident status, occupation etc.
Signed cancelled cheque to be uploaded by Investor. Basis OCR, Bank details will get filled automatically.
- IMPS validation basis the cheque uploaded to match name on cheque with the name in PAN.
- If there is 70+% name match, investor will proceed to upload e-signature.
- Upon successful submission of details, KYC status becomes — Under Process & this PAN becomes investment ready.
Eligibility
- This will be treated as full KYC without any limit on the investment amount. Offline investments will also be permitted.
- This application cannot be used by Minors & NRIs.
Point to remember: Thumb impression if used, should be attested by banker.